Raise Your Flood IQ
Helpful Homeowner Links
- If you are scrutinizing that home at risk for flooding, check out “Ask Before You Buy: Know Your Flood Risk” from the California Department of Water Resources. It gives some resources for prospective home buyers and discusses what a Flood Insurance Rate Map can tell you. If you get a printed copy from us, we have added some information about Clarksville and Jeffersonville and our specific flood hazard, the Ohio River.
- You fearlessly purchased the floodplain home! “Nothing Can Dampen the Joy of Home Ownership” awaits you. This brochure helps people understand why there is a need for flood insurance and the peace of mind it can bring. Of course, that peace of mind may also be required by the law. It also addresses how much insurance you should consider purchasing.
- You experienced staggering loss from the flood 🙁 and now you need “If Your Home or Business Has Been Flooded, Build Back Safer and Stronger”. This brochure discusses what to expect after you have experienced a loss from a flood (there is a process). It also provides information about re-building and insurance considerations, along with how to reduce your insurance premium.
- If you need to acquire an Elevation Certificate, check out this FEMA fact sheet called the “Homeowner’s Guide to Elevation Certificates” for more information.
General Stuff About Floodplains
- “The 100-Year Flood” as described by the USGS. Discusses what the “1-in-100 chance flood” actually means.
- FloodSmart.gov is the official website for the National Flood Insurance Program. If you want to learn about the NFIP, start here.
- The City of Ann Arbor, Michigan has an easy to read floodplain management website that illustrates the stream channel, floodway, and flood fringe. Check this out to wrap your mind around the 1% annual chance floodplain.
- Impervious surface is not a super big help when it comes to flooding. There is an interesting fact sheet from the Vermont Agency of Natural Resources that has more information about impervious surfaces.
- Nonpoint source pollution is a major problem for water quality in the nation. Yes, “nonpoint source pollution” is a real phrase. It refers to pollution that is everyone’s fault. Read the fact sheet to learn a little more.
Local Stream Gages Keep You Safe
Aching to know what the flood gages are saying? I can help with that.
- Throughout Indiana, the U.S. Geological Survey (USGS) has a network of stream gages. There are a couple hundred of these gages in various streams, which can provide real-time data of the water elevation and discharge (flow moving through). In Jeffersonville, there are three gages that I keep tabs on:
- Ohio River McAlpine Upper
- Ohio River McAlpine Lower (lock and dam)
- Silver Creek in Jeffersonville, near Sellersburg
Groups to Know
- Association of State Floodplain Managers (ASFPM) has a mission to “promote education, policies, and activities that mitigate current and future losses, costs, and human suffering caused by flooding, and to protect the natural and beneficial functions of floodplains – all without causing adverse impacts.”
- They work hard to keep people from been injured, having their property smashed, and protecting the environment. Basically, a super worthy cause.
- In the City of Jeffersonville, the stormwater utility fee provides funds to protect water quality and fix flooding issues. The flooding issues that are resolved can either be localized and / or floodplain related. Jeffersonville has a Stormwater Master Plan that was created by the City Drainage Board to help provide a clear plan with prioritized objectives to resolve the more pressing flooding problems around the City.
- Of course, I have to give a shout out to the City!