With the late summer upon us, it is practically a bad dream that we received so much rain earlier this summer and spring. The Southern Indiana area received several ‘100-year’ rain events in May, along with two storms that were at least a ‘500-year’ rain event level (or greater) in June / July. At several public meetings, people stated that the term ‘100-year’ storm should be thrown out the window…they were sick of hearing about it and just wanted answers about solving the flood problems! I can hardly blame them. I was tired of it too.
It was not a dream.
Unfortunately, the major storms that repeatedly rolled through this area caused a significant amount of loss to homes and property. While many of us can go on and forget about what happened, people are still dealing with the aftermath. I am not sure about the conclusion for many of the people I spoke with earlier this year, but I am sure that several of them had to spend thousands of dollars fixing their homes since they did not have flood insurance.
Meanwhile in Louisville, Kentucky.
In the Louisville area, there were numerous homes that were significantly damaged and not allowed to be reconstructed due to the local floodplain ordinance. This caused an outcry by the general public, so Louisville has made some exceptions to their policy. The Louisville Metropolitan Sewer District (MSD) is actually going through the process to buyout some of these properties. Check out that link for a quick update on the process by the Louisville NPR politics reporter, Ashley Lopez. Louisville MSD is looking to spend about $1 million dollars…wow.
The flood finale
This post is short. There has not been much rain lately, which has been great for property owners. Some of the heavy rains damaged the crops in various areas, but let us hope the farmers purchased crop insurance, just like I hope people who live next to streams and creeks purchased flood insurance. With the storms that happened, I am sure that many home owners have asked their insurance agent for information about flood insurance. Not everyone was lucky enough to live in a place that has the funds available to purchase flooded structures.